Travellers silhouetted against an airport window at sunset

Travel Insurance

A passport held up against an aircraft window

Travel

Travel Insurance

Travel insurance protects you against the cost of medical emergencies and disruption while you travel. Gwen’s consultants advise individuals, families and organisations on cover that suits the trip and the traveller.

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What it covers

Emergency medical treatment abroad
Medical evacuation and repatriation
Trip cancellation and interruption
Travel delays
Lost, stolen or delayed baggage
24-hour emergency assistance

Key benefits

Protection from high medical costs abroad
Prepaid trip costs recovered when a covered event changes your plans
Help around the clock in an emergency
Proof of cover where a visa requires it
Single-trip or annual multi-trip options

Who it’s for

Business travellers and staff on assignment
Families and holiday travellers
Students studying abroad
Visa applicants who need proof of cover, such as for Schengen countries
Frequent travellers (annual multi-trip cover)

Important exclusions

Undeclared pre-existing medical conditions
Hazardous sports and activities, unless added
Travelling against medical advice
Known events, such as an announced strike
Unattended baggage and high-value items over the limit

Cover, limits and exclusions vary by insurer and policy; the policy wording sets out the cover that applies.

Why Choose Gwen?

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Operating since 2013, founded as Micgen Insurance Broker
Licensed insurance consultants who have met all government requirements
Acting in our clients’ best interests, balancing cost and quality
Claims processed through the claims bureau and negotiated on our clients’ behalf
A call centre that takes care of out-of-working-hours queries
Goal-oriented consultants with a low or no retention fee requirement

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